Rate & Accepted Insurances
Finding a therapist and working through the financials of therapy can be difficult and confusing. Because of this, I aim to be transparent with my fees and payment policies. To help to make therapy more accessible and equitable, I do take some insurance plans and offer a sliding scale when appropriate.
50% of my client spots are saved for clients with in-network insurance plans
10% of my client spots are for people eligible for sliding-scale rates based off of income
Accepted Insurance Plans
I hold a select number of weekly appointments for clients using the following insurance plans:
United Health Care
Oxford
Oscar
UMR
Aetna
You can check your insurance coverage through Alma here.
*If your insurance is not listed, I am an out-of-network provider. See below for information on how to inquire about your out-of-network benefits.
Out-Of-Pocket Rate
$185
Many plans will reimburse some percentage of the fee- You can check your out-of-network benefits through this link: https://practitioner.reimbursify.com/verifast?ec=1I7B1J9I9D
Going outside of insurance allows clients to have more freedom in choice of therapist and ensures confidentiality. Insurance companies have the potential of interfering with treatment and have access to some health information. Without insurance company’s oversight, my clients and I can work to determine length of treatment and what issues feel most important, not just what issues insurance will cover.
I will provide you with a monthly receipt (superbill) for out-of-network reimbursement. Please check with your insurance provider if you have out-of-network mental health coverage. More information on out-of-pocket reimbursement is below.
Remember that therapy is an investment in yourself, your mental health, your relationships, and your future. I use a HIPAA compliant payment system that allows me to accept credit and debit cards and HSA/FSA cards.
Out-of-Network Reimbursement
Some plans allow individuals to use out-of-network reimbursement if you have an insurance plan that is now listed above. You will be responsible for paying for each session in full and can then submit your monthly invoice to your insurance company for reimbursement.
I suggest calling your insurance company to see if you have out-of-network benefits. Companies usually reimburse for 60-80% of the appointment cost.
Steps to check your out-of-network benefits:
Check your Summary of Benefits on your insurance company’s website/portal. Look for ‘Out-of-network deductible’ and ‘Out-of-network coinsurance”
Check through Reimbursify through this link : https://practitioner.reimbursify.com/verifast?ec=1I7B1J9I9D
Call your insurance company by finding the phone number on the back of your insurance card. Ask them:
“Do I have out-of-network outpatient mental health/ tele-health coverage?
“What is my out-of-network deductible for outpatient mental health services?”
“What is my out-of-network coinsurance for outpatient mental health services?”
“Do I need to have a referral from an in-network provider in order to see an out-of-network provider?
“What is the reimbursement rate for out-of-pocket psychotherapy sessions?”
Use the CPT code 90834 if needed
“What do I need to do to submit for reimbursement? How long will it take for me to receive the payment?”